IRS penalties: the whole map

Assessed by computer, removed by request. The real rate structure of every major penalty, the notices they arrive on, and the relief path for each — first-time abatement, reasonable cause, and the defenses.

Every major penaltyReal rates, no folkloreRemoval path for eachFree checker & calculator

How the penalty system actually works

IRS penalties are assessed by computer and removed by request — tens of millions assessed a year, and a substantial share abated for taxpayers who ask on the right ground. Every guide below follows the same arc: the real math of the penalty, the traps that inflate it, and the specific relief that removes it. Interest is the one meter that never stops until payment; everything else is negotiable in the literal sense.

Individual penalties

Business & entity penalties

Getting them removed

Answering a specific notice?

Every notice page explains the deadline and drafts the response letter free — find yours.

Look up your IRS notice →

Frequently asked questions

Which IRS penalties can be removed?

Almost all of them, on the right ground: failure to file/pay/deposit respond to first-time abatement and reasonable cause; accuracy penalties fall to substantive defenses; information-return penalties to 6724 reasonable cause; estimated-tax penalties to Form 2210's method and waivers. The exceptions are interest on unpaid tax and fraud penalties.

Do penalties accrue interest?

Yes — assessed penalties accrue daily-compounded interest from the notice date, on top of the interest running on the tax. Removing a penalty removes its interest with it, which is why abatement requests are worth more than their face amount.

What's the biggest penalty to worry about?

Per month: failure to file, at ten times the failure-to-pay rate — which is why 'file even if you can't pay' is the single highest-value rule in this system. In absolute personal exposure: the trust fund recovery penalty, which pierces the business entirely.

Where do I start if I just got a notice?

Identify the notice (CP14, CP162, CP2000…) on the notice lookup, understand which penalties it carries using the guides below, then run the first-time abatement checker — the fastest removal path when it applies.

Related IRS notices