Every IRS notice, in plain English

Find the code in the corner of your letter below. Each page tells you what the notice really means, how many days you have, the exact options — and drafts the response letter free. No panic required.

49 notices and growingDeadline on every pageResponse letters drafted freePlain English, not IRS-speak

Underreporter & Audit

The IRS thinks your return doesn't match its records — or wants to examine it. These notices carry hard response deadlines, and a written response with documentation is exactly how they get resolved.

Collection & Balance Due

The IRS says you owe money and is escalating toward liens and levies. Each notice in the chain is more serious than the last — and each one still has an off-ramp: pay, arrange payments, or dispute in writing before the deadline.

CP14 — First Notice — Balance Due⏱ 21 days. You owe money on unpaid taxes: the amount, penalties and interest are listed, with a due date.CP504 — Notice of Intent to Levy — State Refund⏱ 30 days. Final balance-due notice: if you don't pay, the IRS intends to levy your state tax refund and begin …CP523 — Installment Agreement in Default⏱ 30 days. Your installment agreement is in default and the IRS intends to terminate it and levy your assets.CP504B — Business Intent to Levy⏱ 30 days. Final notice before the IRS levies business property or rights to property for unpaid business tax.CP503 — Second Reminder — No Response Received⏱ 10 days. The IRS has not heard from you about an unpaid balance; this is the second reminder.CP501 — Reminder — Balance Due⏱ 21 days. A reminder that you have an unpaid balance on one of your tax accounts.CP71C — Annual Balance ReminderAn annual statutory reminder of your unpaid tax balance, penalties and interest.LT11 — Final Notice of Intent to Levy — Hearing Rights⏱ 30 days. The IRS intends to levy your wages, bank accounts and other property, and you have 30 days to reques…CP90 — Intent to Seize Assets — Hearing Rights⏱ 30 days. Final notice of intent to levy on assets including federal payments, with your right to a Collection…CP521 — Installment Payment DueA reminder that an installment agreement payment is due, with amount and date.Letter 1058 — Final Notice of Intent to Levy (Revenue Officer)⏱ 30 days. A revenue officer's final notice of intent to levy with Collection Due Process hearing rights — the …LT38 — Collection Notices ResumingA reminder that IRS collection notices are restarting and your balance remains due.Letter 3172 — Federal Tax Lien Filed⏱ 30 days. The IRS has filed a Notice of Federal Tax Lien and you have 30 days to request a Collection Due Proc…

Return Adjustments

The IRS changed something on your return — math corrections, credit adjustments, payment mismatches. Often correct, frequently not. You typically have 60 days to dispute a change you disagree with.

Refund Holds & Unfiled Returns

Your refund is frozen or the IRS has no return on file for a year it expected one. These resolve by filing, verifying, or sending exactly the documents requested — silence makes them worse.

Identity Verification

The IRS suspects a return filed under your SSN might not be yours and won't process anything until you verify. Fast to fix when you follow the exact channel the letter names — and your refund waits until you do.

Business Notices

Payroll deposits, information returns and business balance dues. Same escalation logic as individual notices, tighter timelines, and penalties that compound per form — worth responding to precisely.

Frequently asked questions

Why did I get a letter from the IRS?

The IRS sends about 170 million notices a year, each with a code in the top or bottom corner (CP2000, CP14, LT11, or a Letter number like 5071C). The code tells you exactly why: a proposed change, a bill, a refund hold, an identity check, or an enforcement warning. Find your code below — the page for it explains the specific reason and response.

Where is the notice number?

Top right corner of page 1 (CP and LT notices) or bottom right corner (Letter/LTR numbers). It's also repeated in the payment stub. The tax year it concerns is printed right beside it — always match the year when you respond.

Do I need a professional, or can I respond myself?

Routine notices — payment mismatches, document requests, first bills, identity verification — are genuinely self-service, and a clear written response resolves most of them. Consider a CPA, EA or tax attorney when the amounts are large, fraud or the Trust Fund Recovery Penalty is mentioned, a 90-day deficiency window is closing, or you simply won't do it yourself in time — a missed deadline costs more than the fee.

What happens if I ignore an IRS notice?

Notices escalate on autopilot: a bill becomes reminders, then a Notice of Intent to Levy with your appeal rights attached, then actual levies and liens. Proposed changes become final assessments. The single most expensive move with any IRS notice is silence — even 'I need more time' in writing beats it.